Insurance Loss Adjuster
An Insurance Loss Adjuster investigates and assesses insurance claims to determine the extent of the insurer's liability and the appropriate settlement amount. In Australia, loss adjusters are engaged by insurers to assess major claims arising from events such as property damage, natural disasters, and liability incidents.
Full-time AUD, 2025 indicative. Wide bands reflect variation by employer, experience, and location.
Moderate demand; claims volumes increase after major natural hazard events such as bushfires, floods, and storms, driving periodic increases in hiring.
Occupation list membership
Which Department of Home Affairs skilled lists this occupation currently appears on.
- STSOLShort-Term Skilled Occupation List
Occupations eligible for shorter-term sponsored visas including Subclass 482 (short-term stream).
- CSOLCombined Skilled Occupation List
The merged skilled list that consolidates previous MLTSSL and STSOL eligibility under the Skills in Demand program.
Assessing authority
The body that assesses skills for migration purposes for this occupation.
- VETVETASSESSVisit official site →
Visa pathways
Australian visa subclasses for which this occupation is currently eligible.
- 186Learn more →Employer Nomination Scheme visa
Permanent employer-sponsored visa for workers nominated by an approved sponsor.
- 190Learn more →Skilled Nominated visa
Permanent visa for workers nominated by a state or territory government.
- 482Learn more →Skills in Demand visa
Employer-sponsored temporary visa (formerly TSS) for occupations on the relevant list.
- 491Learn more →Skilled Work Regional (Provisional) visa
Five-year provisional visa for workers willing to live and work in regional Australia.
- 494Learn more →Skilled Employer Sponsored Regional visa
Five-year employer-sponsored provisional visa in regional Australia, with a path to PR.
State nominations
States and territories that currently nominate this occupation for skilled migration.
| Code | State / Territory | Details |
|---|---|---|
| SA | South Australia | View nomination → |
Key duties
- Investigate insurance claims by inspecting damaged property and gathering evidence
- Assess the value of insured losses and determine policy liability
- Prepare detailed assessment reports for insurers and claimants
- Negotiate settlements with claimants, lawyers, and other parties
Skills required
- Knowledge of insurance policy wordings, coverage, and claims assessment principles
- Investigative and analytical skills for assessing loss causes and values
- Report writing and negotiation skills
- Technical knowledge relevant to the claim type, such as building, engineering, or motor vehicle assessment
Typical qualifications pathway
A Diploma or degree in Insurance, Building, Engineering, or a related field is typical. Membership of the Australian Institute of Loss Adjusters (AILA) is common. VETASSESS is the assessing authority for migration purposes.
Visa & occupation list information
This occupation appears on the STSOL and CSOL. Eligible Australian skilled visa pathways include subclasses 186, 190, 482, 491, and 494. State nominations are available from nominating states and territories. For advice on which pathway suits your circumstances, consult a registered MARA migration agent.
anzsco.com.au is information-only. For personalised advice on your situation, always consult a registered MARA migration agent.
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