Insurance Agent
An Insurance Agent sells and services general, life, or specialist insurance products to individuals and businesses, acting as an intermediary between insurers and policyholders. In Australia, insurance agents operate under an Australian Financial Services Licence (AFSL) or as authorised representatives of a licence holder.
Full-time AUD, 2025 indicative. Wide bands reflect variation by employer, experience, and location.
Moderate demand; the insurance sector is competitive with ongoing product complexity driving the need for knowledgeable agents.
Occupation list membership
Which Department of Home Affairs skilled lists this occupation currently appears on.
- STSOLShort-Term Skilled Occupation List
Occupations eligible for shorter-term sponsored visas including Subclass 482 (short-term stream).
- CSOLCombined Skilled Occupation List
The merged skilled list that consolidates previous MLTSSL and STSOL eligibility under the Skills in Demand program.
Assessing authority
The body that assesses skills for migration purposes for this occupation.
- VETVETASSESSVisit official site →
Visa pathways
Australian visa subclasses for which this occupation is currently eligible.
- 186Learn more →Employer Nomination Scheme visa
Permanent employer-sponsored visa for workers nominated by an approved sponsor.
- 190Learn more →Skilled Nominated visa
Permanent visa for workers nominated by a state or territory government.
- 482Learn more →Skills in Demand visa
Employer-sponsored temporary visa (formerly TSS) for occupations on the relevant list.
- 491Learn more →Skilled Work Regional (Provisional) visa
Five-year provisional visa for workers willing to live and work in regional Australia.
- 494Learn more →Skilled Employer Sponsored Regional visa
Five-year employer-sponsored provisional visa in regional Australia, with a path to PR.
State nominations
States and territories that currently nominate this occupation for skilled migration.
| Code | State / Territory | Details |
|---|---|---|
| SA | South Australia | View nomination → |
Key duties
- Assess client insurance needs and recommend appropriate cover across relevant product lines
- Prepare and present insurance quotations and policy options
- Process new policies, renewals, endorsements, and cancellations
- Manage client enquiries and assist with the claims notification process
Skills required
- Knowledge of insurance products, policy terms, and underwriting principles
- Sales and relationship management skills
- Understanding of Australian financial services compliance and disclosure requirements
- Proficiency with insurance management and CRM software
Typical qualifications pathway
A Certificate IV in General Insurance or Financial Services is typical; an AFS licence or authorised representative status is required for advice activities. VETASSESS is the assessing authority for migration purposes.
Visa & occupation list information
This occupation appears on the STSOL and CSOL. Eligible Australian skilled visa pathways include subclasses 186, 190, 482, 491, and 494. State nominations are available from nominating states and territories. For advice on which pathway suits your circumstances, consult a registered MARA migration agent.
anzsco.com.au is information-only. For personalised advice on your situation, always consult a registered MARA migration agent.
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